John A. Kimble

John Kimble counsels financial services companies on state and federal regulatory compliance matters. For more than a decade, he has advised fintech companies, banks and credit unions, lenders, and others on issues related to payment systems, alternative financing arrangements (such as merchant cash advance and buy-now, pay-later products), mortgages, bank partnerships, auto financing, and new financial product development. He has significant experience with state and federal fair lending laws and their impact on both traditional and emerging products, including earned wage access.

As Co-Chair of the Consumer Financial Services Committee of the California Lawyers Association, John stays abreast of California financial services laws and has guided clients through licensing applications, examinations, investigations, and enforcement actions involving California’s Department of Financial Protection and Innovation.

• California Lawyers Association
  • Consumer Financial Services Committee, Business Law Section, Co-Chair

• Panelist, "Charter Options for Fintech and Non-Traditional Banking Organizations," American Bar Association Business Law Section Spring Meeting, April 2023
• Moderator, "Department of Financial Protection and Innovation Q&A," Consumer Financial Services Committee, California Lawyers Association, August 18, 2021
• Panelist, "Managing the Chargeback Process While Staying in Compliance with Card Brand Rules," Online Lenders Alliance Compliance University, May 11, 2021
• Panelist, "Change Agent: Know Your Customer – What Verification and Fraud Control Strategies Should Lenders Consider Effective in a Semi-Recovered and a Fully Recovered Economy," Online Lenders Alliance Compliance University, July 22, 2020
• Panelist, "Beer and Basics, Fair Lending," American Bar Association Consumer Financial Services Committee Meeting, February 2020

• Chapter Author, Consumer Financial Services Answer Book 2024 Edition, Practising Law Institute (PLI), August 1, 2023
• Co-Author, "The CFPB’s War on Discrimination," Daily Journal, August 5, 2021

John lives in Los Angeles with his wife Lindsey and their four children.